Credit Repair Truth
D Hoffmann asked: It seems every medium now-a-days, Internet, Television, Radio, Billboards, has an advertisement regarding credit repair and free credit reporting. The real truth of the matter is Credit Repair can be done and should be done by you.The Federal Trade Commission (FTC) encourages you to do so. In the Fair Credit Reporting Act [...]
3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days
Hartley Pinn asked: In Less Than 30 Days.“What can you do to increase that set of three numbers on your credit report that can be so important with your financing?”I came across this question as I was surfing discussion groups the other day. Check out my answer:Dear Friend,Here are 3 steps I used to take [...]
Credit Repair Business
Micklejaack Son asked: The effects of bad credit score is far reaching and affects one in almost every walk of life. Bad credit score may disqualify you for a home loan, a car loan or even for a job. While all of us desire to have a perfect credit score, the steady growth of credit [...]
The Credit Repair Organizations Act (CROA) and You
Jeanette Joy Fisher asked: If you have negative information in your credit file, as reflected by the Big Three reporting companies, Experian, Equifax, and TransUnion, proves to be accurate, there is little you can do about it. Only the passage of time will guarantee that information’s ultimate removal from your file. The reporting companies will [...]
Is 700 A Good Credit Score?
Ann Richter asked: So you have contacted one of the “big three” credit bureaus (Experian, TransUnion, or Equifax) and received a free copy of your credit report. As you are looking over this information, your eye catches a number which seems to stand out from the page. You stop to scrutinize the text explaining the [...]
Home Mortgage Loans For People With Bad Credit
Carrie Reeder asked: Getting a home loan with bad credit has actually never been easier than it is today. Here are some tips to help improve your chances of success:Find A Good Real Estate Deal – If you can find a property that has some equity in it when you purchase it, you may have [...]